What your state lets you keep, effective 1/1/2023

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The table below gives the minimum assets and income each state allows nursing-home residents and their spouses to keep. The federal government sets new minimum and maximum amounts each year, but states can set their own minimum requirements at any level between the federal limits.

StateYour asset allowanceYour spouse’s minimum asset allowanceYour personal monthly needs allowanceYour spouse’s minimum monthly income allowance
Alabama*$2,000$29,724$30$2,288.75
Alaska*$2,000$148,620$200$3,715.50
Arizona*$2,000$29,724$126.15$2,288.75
Arkansas*$2,000$29,724$40$2,288.75
California$130,000$148,620$35$3,715.50
Colorado*$2,000$148,620$93.17$2,288.75
Connecticut$1,600$50,000$75$2,288.75
Delaware*$2,000$29,724$50$2,288.75
District of Columbia$4,000$29,724$70$2,288.75
Florida*$2,000$148,620$130$2,288.75
Georgia*$2,000$148,620$70$3,715.50
Hawaii$2,000$148,620$50$3,715.50
Idaho*$2,000$29,724$40$2,288.75
Illinois$2,000$109,560$30$2,739
Indiana*$2,000$29,724$52$2,288.75
Iowa*$2,000$29,724$50$3,715.50
Kansas$2,000$29,724$62$2,288.75
Kentucky*$2,000$29,724$40$2,288.75
Louisiana*$2,000$148,620$38$3,715.50
Maine$10,000$148,620$40$2,288.75
Maryland$2,500$29,724$84$2,288.75
Massachusetts$2,000$29,724$72.80$2,288.75
Michigan$2,000$29,724$60$2,288.75
Minnesota$3,000$148,620$111$2,288.75
Mississippi*$4,000$148,620$44$3,715.50
Missouri$5,301.85$29,724$50$2,288.75
Montana$2,000$29,724$50$2,288.75
Nebraska$4,000$29,724$60$2,288.75
Nevada*$2,000$148,620$35$3,715.50
New Hampshire$2,500$29,724$74$2,288.75
New Jersey*$2,000$29,724$50$2,288.75
New Mexico*$2,000$31,290$78$2,288.75
New York$28,133$74,820$50$3,715.50
North Carolina$2,000$29,724$30$2,288.75
North Dakota$3,000$29,724$65$2,550
Ohio$2,000$29,724$50$2,288.75
Oklahoma*$2,000$29,724$75$3,715.50
Oregon*$2,000$29,724$68.77$2,288.75
Pennsylvania$2,400$29,724$45$2,288.75
Rhode Island$4,000$29,724$50$2,288.75
South Carolina*$2,000$66,480$30$3,715.50
South Dakota*$2,000$29,724$60$2,288.75
Tennessee*$2,000$29,724$50$2,288.75
Texas*$2,000$29,724$60$3,715.50
Utah$2,000$29,724$45$2,288.75
Vermont$2,000$148,620$72.66$2,288.75
Virginia$2,000$29,724$40$2,288.75
Washington$2,000$59,890$72.05$2,288.75
West Virginia$2,000$29,724$50$2,288.75
Wisconsin$2,000$50,000$45$3,051.66
Wyoming*$2,000$148,620$50$3,715.50

* These are “income cap” states. If your income is higher than $2,742 a month, you cannot qualify for Medicaid even after spending down all assets, unless you set up a Miller trust.