What your state lets you keep, effective 7/1/2025

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The table below gives the minimum assets and income each state allows nursing-home residents and their spouses to keep. The federal government sets new minimum and maximum amounts each year, but states can set their own minimum requirements at any level between the federal limits.

StateYour asset allowanceYour spouse’s minimum asset allowanceYour personal monthly needs allowanceYour spouse’s minimum monthly income allowance
Alabama*$2,000$31,584$30$2,643
Alaska*$2,000$157,920$200$3,948
Arizona*$2,000$31,584$141.45$2,643
Arkansas*$2,000$31,584$40$2,643
CaliforniaNo LimitNo Limit$35$3,948
Colorado*$2,000$157,920$105.56$2,643
Connecticut$1,600$50,000$75$2,643
Delaware*$2,000$31,584$50$2,643
District of Columbia*$4,000$31,584$103.20$3,948
Florida*$2,000$157,920$160$2,643
Georgia*$2,000$157,920$70$3,948
Hawaii$2,000$157,920$50$3,948
Idaho*$2,000$31,584$40$2,643
Illinois$17,500$129,084$60$3,948
Indiana*$2,000$31,584$52$2,643
Iowa*$2,000$31,584$50$3,948
Kansas$2,000$31,584$62$2,643
Kentucky*$2,000$31,584$60$2,643
Louisiana*$2,000$157,920$38$3,948
Maine*$10,000$157,920$40$2,643
Maryland$2,500$31,584$102$2,643
Massachusetts$2,000$31,584$72.80$2,643
Michigan*$2,000$31,584$60$2,643
Minnesota$3,000$157,920$125$2,643
Mississippi*$4,000$157,920$44$3,948
Missouri$5,909.25$31,584$50$2,643
Montana$2,000$31,584$50$2,643
Nebraska$4,000$31,584$75$2,643
Nevada*$2,000$157,920$154$3,948
New Hampshire*$2,500$31,584$74$2,643
New Jersey*$2,000$31,584$50$2,643
New Mexico*$2,000$31,584$94$2,643
New York$31,175$74,820$50$3,948
North Carolina$2,000$31,584$70$2,643
North Dakota$3,000$31,584$100$2,643
Ohio*$2,000$31,584$50$2,643
Oklahoma*$2,000$31,584$75$3,948
Oregon*$2,000$31,584$77.14$2,643
Pennsylvania*$2,400**$31,584$60$2,643
Rhode Island*$4,000$31,584$75$2,643
South Carolina*$2,000$66,480$30$3,948
South Dakota*$2,000$31,584$100$2,643
Tennessee*$2,000$31,584$50$2,643
Texas*$2,000$31,584$75$3,948
Utah$2,000$31,584$45$2,643
Vermont*$2,000$157,920$79.93$2,643
Virginia*$2,000$31,584$40$2,643
Washington*$2,000$68,301$103.20$2,643
West Virginia*$2,000$31,584$50$2,643
Wisconsin*$2,000$50,000$55$3,406.66
Wyoming*$2,000$157,920$50$3,948

* These are “income cap” states. If your income is higher than $2,901 a month, you cannot qualify for Medicaid even after spending down all assets, unless you set up a Miller trust.

**$8,000 for income under $2,199