This website is for consumers who don’t have a local insurance professional to answer their questions about long-term care insurance.
Feb 15
The Two Biggest Mistakes In Retirement Planning
Over the years, there are two mistakes I’ve found that people consistently make when preparing for retirement. Making one or both mistakes can leave you in a “what if” retirement, afraid to spend your savings as you ask yourself: What if one of us has an extended chronic health care need? What if our retirement …
Jan 01
What your state lets you keep, effective 1/1/2019
This is a table that shows the minimum assets and income each state allows nursing-home residents and their spouses to keep.
Aug 27
Outside-of-the-Box Thinking About Long-Term Care Planning–One Size Does Not Fit All
As a shoe aficionado, I have observed that long-term care planning is quickly starting to resemble my closet of 100 pairs of shoes.
Jun 20
Phyllis Shelton LTCi Update
Phyllis Shelton discusses the latest on planning for long-term care with Tim Takacs and Barbara McGinnis on the Takacs-McGinnis Elder Law Hour
Mar 11
Denial is Not a River in Egypt
People have a 50 percent chance of needing LTC at some point in life, and about 30 percent of people who do may need care for five years or more, according to a new study by LifePlans, Inc. Being in denial about this could be the worst thing you ever do to the people who love you.
Oct 24
What Does Long-Term Care Cost?
Planning for long-term care is best done with information gathering to make an informed decision. The “deer in headlights” approach doesn’t work.
Sep 07
Federal LTC Insurance Program Rate Increase (updated)
The employee education program for the Federal government’s group long-term care insurance program in 2002 beat Donald Trump to The Apprentice.
Jun 26
Operation TRIPLE Starfish – LTC, FIAs and GOLD?
Today’s turbulent economy is forcing Americans who value their independence over anything else to find new ways to remain financially secure into old age. Long-term care insurance can play a huge role in that picture, but there are two other things you can do of which you may not be aware.