Welcome from Phyllis Shelton

This website is for consumers who don’t have a local insurance professional to answer their questions about long-term care insurance.

Continue reading »

Aug 27

Outside-of-the-Box Thinking About Long-Term Care Planning–One Size Does Not Fit All

As a shoe aficionado, I have observed that long-term care planning is quickly starting to resemble my closet of 100 pairs of shoes. 

Continue reading »

Jun 20

Phyllis Shelton LTCi Update

with Takacs-McGinnis Elder Care Law 06-20-17

Continue reading »

Mar 11

Denial is Not a River in Egypt

People have a 50 percent chance of needing LTC at some point in life, and about 30 percent of people who do may need care for five years or more, according to a new study by LifePlans, Inc. Being in denial about this could be the worst thing you ever do to the people who love you.

Continue reading »

Jan 01

What your state lets you keep, effective 1/1/2017

This is a table that shows the minimum assets and income each state allows nursing-home residents and their spouses to keep.

Continue reading »

Oct 24

What Does Long-Term Care Cost?

Planning for long-term care is best done with information gathering to make an informed decision. The “deer in headlights” approach doesn’t work.

Continue reading »

Sep 07

Federal LTC Insurance Program Rate Increase (updated)

The employee education program for the Federal government’s group long-term care insurance program in 2002 beat Donald Trump to The Apprentice.

Continue reading »

Jun 26

Operation TRIPLE Starfish – LTC, FIAs and GOLD?

Today’s turbulent economy is forcing Americans who value their independence over anything else to find new ways to remain financially secure into old age. Long-term care insurance can play a huge role in that picture, but there are two other things you can do of which you may not be aware.

Continue reading »

Jun 22

Operation Starfish – Are You That One? Women, Please Act NOW!

Are you that one? Do you have children or other loved ones who will suffer if you don’t plan for long-term care? Book a time TODAY as time is almost out to get a policy that doesn’t charge women more.

Continue reading »

Jan 10

Calling All Single Women Without Long-Term Care Insurance (and their single friends)

If you are a woman who wants to keep your independence as you age, this article is for you.

Continue reading »

Older posts «