Hi Lynnette. I am so glad you contacted me. First, I am so sorry you are having to deal with Parkinson’s disease. Second, you were so smart to take out the CalPers policy when you were only 47 and still working. It’s so important to get LTC insurance as young as possible. Now for the good news and it sounds like you can use some. There is zero connection between your social security disability and retirement disability and your CalPers policy, so you will receive all three benefits with no reductions. More good news….your CalPers premium will stop while you are receiving benefits. You can check your policy to see exactly when that happens. I hope I’ve brought some sunshine to your day.
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