Category: Blogs

Outside-of-the-Box Thinking About Long-Term Care Planning–One Size Does Not Fit All

As a shoe aficionado, I have observed that long-term care planning is quickly starting to resemble my closet of 100 pairs of shoes. 

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Denial is Not a River in Egypt

People have a 50 percent chance of needing LTC at some point in life, and about 30 percent of people who do may need care for five years or more, according to a new study by LifePlans, Inc. Being in denial about this could be the worst thing you ever do to the people who love you.

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Federal LTC Insurance Program Rate Increase (updated)

The employee education program for the Federal government’s group long-term care insurance program in 2002 beat Donald Trump to The Apprentice.

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Operation TRIPLE Starfish – LTC, FIAs and GOLD?

Today’s turbulent economy is forcing Americans who value their independence over anything else to find new ways to remain financially secure into old age. Long-term care insurance can play a huge role in that picture, but there are two other things you can do of which you may not be aware.

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Operation Starfish – Are You That One? Women, Please Act NOW!

Are you that one? Do you have children or other loved ones who will suffer if you don’t plan for long-term care? Book a time TODAY as time is almost out to get a policy that doesn’t charge women more.

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Calling All Single Women Without Long-Term Care Insurance (and their single friends)

If you are a woman who wants to keep your independence as you age, this article is for you.

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Parents and Children: Have “The Talk” This Christmas

Give your children the meaningful present of planning for long-term care so they don’t have to handle it for you.

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Why Would Anyone Buy a Long-Term Care Insurance Policy Without Home Care Benefits?

Why in the world would anyone want to buy long-term care insurance without home care? There are other really good reasons besides the significant premium savings.

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Phyllis Shelton on Live Radio Show 3-4 pm CST Sunday, Aug. 9

Phyllis Shelton is honored to appear on Peter Rosenberger’s live radio show on Sunday, August 9th from 3-4 p.m. CST to discuss how long-term care insurance can be a lifeline for caregivers.

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How an Equity Index Annuity, aka Fixed Index Annuity, Can Help People Who Have Waited Too Late to Buy Long-Term Care Insurance

I found equity index annuities (fixed index annuities) because I was searching for a way to help people who are totally uninsurable for any kind of traditional or combo LTC product.

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