Category Archive: Blogs

Welcome from Phyllis Shelton

This website is for consumers who don’t have a local insurance professional to answer their questions about long-term care insurance.

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Feb 15

The Two Biggest Mistakes In Retirement Planning

Over the years, there are two mistakes I’ve found that people consistently make when preparing for retirement. Making one or both mistakes can leave you in a “what if” retirement, afraid to spend your savings as you ask yourself: What if one of us has an extended chronic health care need? What if our retirement …

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Feb 20

It’s Time to Stop Bashing Long-Term Care Insurance

Let’s stop with the LTC insurance bashing and focus on the families it has SAVED.

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Aug 27

Outside-of-the-Box Thinking About Long-Term Care Planning–One Size Does Not Fit All

As a shoe aficionado, I have observed that long-term care planning is quickly starting to resemble my closet of 100 pairs of shoes. 

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Mar 11

Denial is Not a River in Egypt

People have a 50 percent chance of needing LTC at some point in life, and about 30 percent of people who do may need care for five years or more, according to a new study by LifePlans, Inc. Being in denial about this could be the worst thing you ever do to the people who love you.

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Sep 07

Federal LTC Insurance Program Rate Increase (updated)

The employee education program for the Federal government’s group long-term care insurance program in 2002 beat Donald Trump to The Apprentice.

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Jun 26

Operation TRIPLE Starfish – LTC, FIAs and GOLD?

Today’s turbulent economy is forcing Americans who value their independence over anything else to find new ways to remain financially secure into old age. Long-term care insurance can play a huge role in that picture, but there are two other things you can do of which you may not be aware.

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Jun 22

Operation Starfish – Are You That One? Women, Please Act NOW!

Are you that one? Do you have children or other loved ones who will suffer if you don’t plan for long-term care? Book a time TODAY as time is almost out to get a policy that doesn’t charge women more.

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Jan 10

Calling All Single Women Without Long-Term Care Insurance (and their single friends)

If you are a woman who wants to keep your independence as you age, this article is for you.

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Dec 16

Parents and Children: Have “The Talk” This Christmas

Give your children the meaningful present of planning for long-term care so they don’t have to handle it for you.

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