Category Archive: Blogs

Welcome from Phyllis Shelton

This website is for consumers who don’t have a local insurance professional to answer their questions about long-term care insurance.

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Jun 02

Own Life Insurance and Need Money? The Sicker the Better

Don’t cancel a life insurance policy without reading this. You could be throwing away thousands of dollars.

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May 25

Coronavirus and LTC Insurance

Some of you may be wondering if there is an impact. Applying for LTC insurance can be a little tricky right now as some of the carriers have put an age cap of 70 or younger for applications. This has happened because normally older applicants have a face-to-face interview which some carriers and families as …

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Mar 23

Free online assessment to keep older family members safe during the CoronaVirus

Assisted Living Locators is a free, nationwide senior care placement and referral service for in-home care, independent retirement options, assisted living, memory care, and skilled nursing facilities. If you have a loved one whom you are concerned about during this challenging time, this is a place you can go to see if he or she …

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Feb 26

Suze’s New Book is Out!

Just in from Suze… she is in New York promoting her new book The Ultimate Retirement Guide for 50+! This is what she wrote me – Dear Phyllis, Today I’m in New York, and started the day on my favorite morning shows! If you missed me on CBS This Morning talking about my top retirement …

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Oct 16

CNBC says not having long-term care insurance can be ‘the single biggest devastator’ of your financial plan

I had to share this article from CNBC! Most people will need help with daily activities at some point and most receive the care at home. The most meaningful thing you can do for your family is provide them with help when the time comes so that taking care of you doesn’t fall completely on …

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Feb 15

The Two Biggest Mistakes In Retirement Planning

Over the years, there are two mistakes I’ve found that people consistently make when preparing for retirement. Making one or both mistakes can leave you in a “what if” retirement, afraid to spend your savings as you ask yourself: What if one of us has an extended chronic health care need? What if our retirement …

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Feb 20

It’s Time to Stop Bashing Long-Term Care Insurance

Let’s stop with the LTC insurance bashing and focus on the families it has SAVED.

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Aug 27

Outside-of-the-Box Thinking About Long-Term Care Planning–One Size Does Not Fit All

As a shoe aficionado, I have observed that long-term care planning is quickly starting to resemble my closet of 100 pairs of shoes. 

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Mar 11

Denial is Not a River in Egypt

People have a 50 percent chance of needing LTC at some point in life, and about 30 percent of people who do may need care for five years or more, according to a new study by LifePlans, Inc. Being in denial about this could be the worst thing you ever do to the people who love you.

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