Phyllis Shelton

Phyllis Shelton is the President of LTC Consultants, a Nashville-based company that she founded in 1991 specializing in long-term care insurance sales training, consumer education and marketing materials. She is widely considered to be the leading long-term care insurance sales trainer in the country. Now her heart goes out to anyone who doesn't have a local insurance professional to help them consider long-term care insurance, and she is willing to be a resource for those people, or their financial advisors.

Author's posts

Feb 15

The Two Biggest Mistakes In Retirement Planning

By Phyllis Shelton

Over the years, there are two mistakes I’ve found that people consistently make when preparing for retirement. Making one or both mistakes can leave you in a “what if” retirement, afraid to spend your savings as you ask yourself: What if one of us has an extended chronic health care need? What if our retirement …

4 comments

Feb 20

It’s Time to Stop Bashing Long-Term Care Insurance

By Phyllis Shelton

Let’s stop with the LTC insurance bashing and focus on the families it has SAVED.

11 comments

Aug 27

Outside-of-the-Box Thinking About Long-Term Care Planning–One Size Does Not Fit All

By Phyllis Shelton

As a shoe aficionado, I have observed that long-term care planning is quickly starting to resemble my closet of 100 pairs of shoes.

Leave comment

Jun 20

Phyllis Shelton LTCi Update

By Phyllis Shelton

Phyllis Shelton discusses the latest on planning for long-term care with Tim Takacs and Barbara McGinnis on the Takacs-McGinnis Elder Law Hour

4 comments

Mar 11

Denial is Not a River in Egypt

By Phyllis Shelton

People have a 50 percent chance of needing LTC at some point in life, and about 30 percent of people who do may need care for five years or more, according to a new study by LifePlans, Inc. Being in denial about this could be the worst thing you ever do to the people who love you.

2 comments

Oct 24

What Does Long-Term Care Cost?

By Phyllis Shelton

Planning for long-term care is best done with information gathering to make an informed decision. The “deer in headlights” approach doesn’t work.

24 comments

Sep 07

Federal LTC Insurance Program Rate Increase (updated)

By Phyllis Shelton

The employee education program for the Federal government’s group long-term care insurance program in 2002 beat Donald Trump to The Apprentice.

22 comments

Jun 26

Operation TRIPLE Starfish – LTC, FIAs and GOLD?

By Phyllis Shelton

Today’s turbulent economy is forcing Americans who value their independence over anything else to find new ways to remain financially secure into old age. Long-term care insurance can play a huge role in that picture, but there are two other things you can do of which you may not be aware.

2 comments

Jun 22

Operation Starfish – Are You That One? Women, Please Act NOW!

By Phyllis Shelton

Are you that one? Do you have children or other loved ones who will suffer if you don’t plan for long-term care? Book a time TODAY as time is almost out to get a policy that doesn’t charge women more.