May 25

Coronavirus and LTC Insurance

Some of you may be wondering if there is an impact. Applying for LTC insurance can be a little tricky right now as some of the carriers have put an age cap of 70 or younger for applications. This has happened because normally older applicants have a face-to-face interview which some carriers and families as well consider unsafe at this time. This will change back to the normal ages of up to 79 with most carriers after COVID-19, whenever that might be.

Kimberly Lankford, a financial journalist of 25 years and formerly a financial columnist with Kiplinger’s just put together a fabulous FAQ on this topic, so I am publishing it here so my readers can see it as well.



  1. betty havey

    policy and pricing information please.

    1. Phyllis Shelton

      Hi Betty – so glad you found me! All you have to do is go to this link on my website and complete the short questionnaire. That puts you in our queue to get help right away! https://www.gotltci.com/contact-us/ While you are there, you will learn a lot by watching my 17-minute video on that page. Planning for long-term care is one of the most meaningful things you will ever do for yourself and your family! Phyllis Shelton

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