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Jan 01

What your state lets you keep, effective 1/1/2020

Click here for state Medicaid websites

The table below gives the minimum assets and income each state allows nursing-home residents and their spouses to keep. The federal government sets new minimum and maximum amounts each year, but states can set their own minimum requirements at any level between the federal limits.

StateYour asset allowanceYour spouse’s minimum asset allowanceYour personal monthly needs allowanceYour spouse’s minimum monthly income allowance
Alabama*$2,000$27,000$30$2,155
Alaska*$2,000$128,640$200$2,693.75
Arizona*$2,000$25,728$115.65$2,155
Arkansas*$2,000$25,728$40$2,155
California$2,000$128,640$35$3,216
Colorado*$2,000$25,728$84.41$2,155
Connecticut$1,600$25,728$60$2,155
Delaware*$2,000$25,728$50$2,155
District of Columbia$4,000$25,728$70$3,216
Florida*$2,000$128,640$130$2,155
Georgia*$2,000$128,640$65$3,216
Hawaii$2,000$128,640$50$2,478.75
Idaho*$2,000$25,728$40$2,155
Illinois$2,000$109,560$30$2,739
Indiana*$2,000$25,728$52$2,155
Iowa*$2,000$25,728$50$3,216
Kansas$2,000$25,728$62$2,155
Kentucky*$2,000$25,728$40$2,155
Louisiana*$2,000$128,640$38$3,216
Maine$10,000$128,640$40$2,155
Maryland$2,500$25,728$80$2,155
Massachusetts$2,000$25,728$72.80$2,155
Michigan$2,000$25,728$60$2,155
Minnesota$3,000$128,640$102$2,155
Mississippi*$4,000$128,640$44$3,216
Missouri$1,000$25,728$50$2,155
Montana$2,000$25,728$50$2,155
Nebraska$4,000$25,728$60$2,155
Nevada*$2,000$25,728$35$2,155
New Hampshire$2,500$25,728$70$2,155
New Jersey*$2,000$25,728$50$2,155
New Mexico*$2,000$31,290$72$2,155
New York$15,750$74,820$50$3,216
North Carolina$2,000$25,728$30$2,155
North Dakota$3,000$25,728$65$3,216
Ohio$2,000$25,728$50$2,155
Oklahoma*$2,000$25,728$50$3,216
Oregon*$2,000$25,728$63.10$2,155
Pennsylvania$2,400$25,728$45$2,155
Rhode Island$4,000$25,728$50$2,155
South Carolina*$2,000$66,480$30$3,216
South Dakota*$2,000$25,728$60$2,155
Tennessee*$2,000$25,728$50$2,155
Texas*$2,000$25,728$60$3,216
Utah$2,000$25,728$45$2,155
Vermont$2,000$128,640$47.66$2,155
Virginia$2,000$25,728$40$2,155
Washington$2,000$55,547$70$2,155
West Virginia$2,000$25,728$50$2,155
Wisconsin$2,000$50,000$45$2,873.34
Wyoming*$2,000$128,640$50$3,216

* These are “income cap” states. If your income is higher than $2,349 a month, you cannot qualify for Medicaid even after spending down all assets, unless you set up a Miller trust.