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Jan 01

What your state lets you keep, effective 1/1/2019

Click here for state Medicaid websites

The table below gives the minimum assets and income each state allows nursing-home residents and their spouses to keep. The federal government sets new minimum and maximum amounts each year, but states can set their own minimum requirements at any level between the federal limits.

StateYour asset allowanceYour spouse’s minimum asset allowanceYour personal monthly needs allowanceYour spouse’s minimum monthly income allowance
Alabama*$2,000$25,000$30$2,057.50
Alaska*$2,000$126,420$200$3,160.50
Arizona*$2,000$25,284$110$2,057.50
Arkansas*$2,000$25,284$40$2,057.50
California$2,000$126,420$35$3,160.50
Colorado*$2,000$126,420$79$2,057.50
Connecticut$1,600$126,420$60$2,057.50
Delaware*$2,000$25,000$50$2,057.50
District of Columbia$2,600$126,420$70$3,160.50
Florida*$2,000$126,420$105$2,057.50
Georgia*$2,000$126,420$50$3,160.50
Hawaii$2,000$126,420$50$3,160.50
Idaho*$2,000$25,284$40$2,057.50
Illinois$2,000$126,420$30$3,160.50
Indiana$1,500$25,284$52$2,057.50
Iowa*$2,000$24,000$50$3,160.50
Kansas$2,000$25,284$62$2,057.50
Kentucky$2,000$24,180$40$2,057.50
Louisiana$2,000$126,420$38$3,160.50
Maine$2,000$126,420$70$2,057.50
Maryland$2,500$25,284$77$2,057.50
Massachusetts$2,000$25,284$72.80$2,057.50
Michigan$2,000$25,284$60$2,057.50
Minnesota$3,000$33,851$97$2,057.50
Mississippi*$2,000$126,420$44$3,160.50
Missouri$2,000$25,284$50$2,057.50
Montana$2,000$25,284$50$2,057.50
Nebraska$4,000$25,284$60$3,160.50
Nevada*$2,000$25,284$35$2,057.50
New Hampshire$2,500$25,284$70$2,057.50
New Jersey$2,000$25,284$50$2,057.50
New Mexico*$2,000$31,290$69$2,057.50
New York$4,150$74,820$50$3,160.50
North Carolina$2,000$25,284$30$2,057.50
North Dakota$3,000$126,420$65$2,267
Ohio$1,500$25,284$45$2,057.50
Oklahoma*$2,000$25,000$50$3,160.50
Oregon*$2,000$25,284$61.38$2,057.50
Pennsylvania$2,400$25,284$45$2,057.50
Rhode Island$4,000$25,284$50$2,057.50
South Carolina*$2,000$66,480$30$3,160.50
South Dakota*$2,000$25,284$60$2,057.50
Tennessee*$2,000$25,284$50$2,057.50
Texas*$2,000$25,284$60$3,160.50
Utah$2,000$25,284$45$2,057.50
Vermont$2,000$126,420$47.66$2,057.50
Virginia$2,000$25,284$40$2,057.50
Washington$2,000$54,726$58.43$2,057.50
West Virginia$2,000$25,284$50$2,057.50
Wisconsin$2,000$50,000$45$2,670
Wyoming*$2,000$126,420$50$3,160.50

* These are “income cap” states. If your income is higher than $2,313 a month, you cannot qualify for Medicaid even after spending down all assets, unless you set up a Miller trust.