What your state lets you keep, effective 1/1/2024

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The table below gives the minimum assets and income each state allows nursing-home residents and their spouses to keep. The federal government sets new minimum and maximum amounts each year, but states can set their own minimum requirements at any level between the federal limits.

StateYour asset allowanceYour spouse’s minimum asset allowanceYour personal monthly needs allowanceYour spouse’s minimum monthly income allowance
Alabama*$2,000$30,828$30$2,465
Alaska*$2,000$154,140$200$3,853.50
Arizona*$2,000$30,828$141.45$2,465
Arkansas*$2,000$30,828$40$2,465
CaliforniaNo LimitNo Limit$35$3,853.50
Colorado*$2,000$154,140$105.56$2,465
Connecticut$1,600$50,000$75$2,465
Delaware*$2,000$30,828$50$2,465
District of Columbia*$4,000$30,828$103.20$3,853.50
Florida*$2,000$154,140$160$2,465
Georgia*$2,000$154,140$70$3,853.50
Hawaii$2,000$154,140$50$3,853.50
Idaho*$2,000$30,828$40$2,465
Illinois$17,500$129,084$60$3,853.50
Indiana*$2,000$30,828$52$2,465
Iowa*$2,000$30,828$50$3,853.50
Kansas$2,000$30,828$62$2,465
Kentucky*$2,000$30,828$40$2,465
Louisiana*$2,000$154,140$38$3,853.50
Maine*$10,000$154,140$40$2,465
Maryland$2,500$30,828$98$2,465
Massachusetts$2,000$30,828$72.80$2,465
Michigan*$2,000$30,828$60$2,465
Minnesota$3,000$154,140$125$2,465
Mississippi*$4,000$154,140$44$3,853.50
Missouri$5,726$30,828$50$2,465
Montana$2,000$30,828$50$2,465
Nebraska$4,000$30,828$75$2,465
Nevada*$2,000$154,140$154$3,853.50
New Hampshire*$2,500$30,828$74$2,465
New Jersey*$2,000$30,828$50$2,465
New Mexico*$2,000$31,290$91$2,465
New York$31,175$74,820$50$3,853.50
North Carolina$2,000$30,828$70$2,465
North Dakota$3,000$30,828$100$2,550
Ohio*$2,000$30,828$50$2,465
Oklahoma*$2,000$30,828$75$3,853.50
Oregon*$2,000$30,828$77.14$2,465
Pennsylvania*$2,000$30,828$45$2,465
Rhode Island*$4,000$30,828$75$2,465
South Carolina*$2,000$66,480$30$3,853.50
South Dakota*$2,000$30,828$60$2,465
Tennessee*$2,000$30,828$50$2,465
Texas*$2,000$30,828$75$3,853.50
Utah$2,000$30,828$45$2,465
Vermont*$2,000$154,140$79.93$2,555
Virginia*$2,000$30,828$40$2,465
Washington*$2,000$68,301$103.20$2,465
West Virginia*$2,000$30,828$50$2,465
Wisconsin*$2,000$50,000$45$3,286.67
Wyoming*$2,000$154,140$50$3,853.50

* These are “income cap” states. If your income is higher than $2,829 a month, you cannot qualify for Medicaid even after spending down all assets, unless you set up a Miller trust.