I’m looking at a one time premium for ltci…any recommendations /

There are no single premium plans left in traditional long-term care insurance. You can do it with a combination long-term care insurance/life insurance product or a combo annuity/ltc product. Some people really like these as it gets rid of the “use it or lose it” of long-term care insurance. If you don’t need long-term care, either the death benefit or annuity account value will go to your beneficiary.  (12-17-12)

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