Subscribe to RSS feed

Jan
10

Calling All Single Women Without Long-Term Care Insurance (and their single friends)

Grandpa John A. Shelton, circa 1958

If you are a woman who wants to keep your independence as you age, this article is for you.

Continue reading »

Dec
16

Parents and Children: Have “The Talk” This Christmas

Christmas warm pic

Give your children the meaningful present of planning for long-term care so they don’t have to handle it for you.

Continue reading »

Oct
02

Why Would Anyone Buy a Long-Term Care Insurance Policy Without Home Care Benefits?

ALF (Victorian)

Why in the world would anyone want to buy long-term care insurance without home care? There are other really good reasons besides the significant premium savings.

Continue reading »

Aug
08

Phyllis Shelton on Live Radio Show 3-4 pm CST Sunday, Aug. 9

Peter Rosenberger live radio Sundays 3-4pm CST

Phyllis Shelton is honored to appear on Peter Rosenberger’s live radio show on Sunday, August 9th from 3-4 p.m. CST to discuss how long-term care insurance can be a lifeline for caregivers.

Continue reading »

Jul
26

How an Equity Index Annuity, aka Fixed Index Annuity, Can Help People Who Have Waited Too Late to Buy Long-Term Care Insurance

Mature woman beach

I found equity index annuities (fixed index annuities) because I was searching for a way to help people who are totally uninsurable for any kind of traditional or combo LTC product.

Continue reading »

May
24

Welcome to New Subscribers and How to Evaluate a Rate Increase

Facing a rate increase on your long-term care insurance policy? Apply Phyllis Shelton’s formula to evaluate whether or not to accept it before making any decisions.

Continue reading »

Sep
01

Mothers Don’t Let Your Daughters Grow Up To Be Caregivers

Mother and Daughter Face To Face

Without a plan, millions of daughters will be thrust into providing care for an aging parent, at great emotional, mental and physical cost, a much greater toll than financial.

Continue reading »

Aug
16

Should You Accept an 85% Rate Increase?

As horrendous as an 85% rate increase sounds, it becomes not so horrendous when you analyze it. Here’s a case study along with my advice.

Continue reading »

Apr
27

I Thought My Husband Would NEVER Use His LTC Insurance

There are no guarantees in life. I just heard from a grateful client who is so glad her husband bought LTC insurance.

Continue reading »

Feb
11

An easier way to qualify for long-term care insurance

It’s imperative that we continue to look for alternate ways to manage the long-term care (LTC) risk, and that’s how I’ve been spending much of my time. For example, I’m looking at a number of annuities that provide long-term care

Continue reading »

Older posts «