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Feb
02

Welcome from Phyllis Shelton

This website is for consumers who don’t have a local insurance professional to answer their questions about long-term care insurance.

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Sep
07

Federal LTC Insurance Program Rate Increase (updated)

The Apprentice started January 3, 2008

The employee education program for the Federal government’s group long-term care insurance program in 2002 beat Donald Trump to The Apprentice.

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Jun
26

Operation TRIPLE Starfish – LTC, FIAs and GOLD?

protect money

Today’s turbulent economy is forcing Americans who value their independence over anything else to find new ways to remain financially secure into old age. Long-term care insurance can play a huge role in that picture, but there are two other things you can do of which you may not be aware.

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Jun
22

Operation Starfish – Are You That One? Women, Please Act NOW!

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Are you that one? Do you have children or other loved ones who will suffer if you don’t plan for long-term care? Book a time TODAY as time is almost out to get a policy that doesn’t charge women more.

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Jan
10

Calling All Single Women Without Long-Term Care Insurance (and their single friends)

Grandpa John A. Shelton, circa 1958

If you are a woman who wants to keep your independence as you age, this article is for you.

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Dec
16

Parents and Children: Have “The Talk” This Christmas

Christmas warm pic

Give your children the meaningful present of planning for long-term care so they don’t have to handle it for you.

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Oct
02

Why Would Anyone Buy a Long-Term Care Insurance Policy Without Home Care Benefits?

ALF (Victorian)

Why in the world would anyone want to buy long-term care insurance without home care? There are other really good reasons besides the significant premium savings.

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Aug
08

Phyllis Shelton on Live Radio Show 3-4 pm CST Sunday, Aug. 9

Peter Rosenberger live radio Sundays 3-4pm CST

Phyllis Shelton is honored to appear on Peter Rosenberger’s live radio show on Sunday, August 9th from 3-4 p.m. CST to discuss how long-term care insurance can be a lifeline for caregivers.

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Jul
26

How an Equity Index Annuity, aka Fixed Index Annuity, Can Help People Who Have Waited Too Late to Buy Long-Term Care Insurance

Mature woman beach

I found equity index annuities (fixed index annuities) because I was searching for a way to help people who are totally uninsurable for any kind of traditional or combo LTC product.

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May
24

Welcome to New Subscribers and How to Evaluate a Rate Increase

Facing a rate increase on your long-term care insurance policy? Apply Phyllis Shelton’s formula to evaluate whether or not to accept it before making any decisions.

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