Subscribe to RSS feed

Feb
02

Welcome from Phyllis Shelton

This website is for consumers who don’t have a local insurance professional to answer their questions about long-term care insurance.

Continue reading »

Aug
08

Phyllis Shelton on Live Radio Show 3-4 pm CST Sunday, Aug. 9

Peter Rosenberger live radio Sundays 3-4pm CST

Phyllis Shelton is honored to appear on Peter Rosenberger’s live radio show on Sunday, August 9th from 3-4 p.m. CST to discuss how long-term care insurance can be a lifeline for caregivers.

Continue reading »

Jul
26

How an Equity Index Annuity, aka Fixed Index Annuity, Can Help People Who Have Waited Too Late to Buy Long-Term Care Insurance

Mature woman beach

I found equity index annuities (fixed index annuities) because I was searching for a way to help people who are totally uninsurable for any kind of traditional or combo LTC product.

Continue reading »

May
24

Welcome to New Subscribers and How to Evaluate a Rate Increase

Facing a rate increase on your long-term care insurance policy? Apply Phyllis Shelton’s formula to evaluate whether or not to accept it before making any decisions.

Continue reading »

Mar
22

Forever and Ever Amen

memoriam

My last article “Goodbye in Her (or His) Eyes” was a little hard to read as it discussed situations in which a healthy spouse doesn’t stick around when the other spouse needs long-term care…either by choice or by death. Just

Continue reading »

Feb
02

Goodbye in Her (or His) Eyes

reeve

We all know the timeless wedding vows and most of us have spoken them. When caregiving becomes 24/7, sometimes these vows are broken. An awful thought, you say?

Continue reading »

Jan
27

Planning for Long-Term Care is Gentle On My Mind

glenn2

Glen Campbell is now a permanent member of the ranks of Alzheimer’s victims. The first music artist to make #1 on the country and contemporary charts at the same time, he is Stage 6 now and sometimes requires two caregivers to be sure he is safe.

Continue reading »

Jan
05

Long-Term Care is All About the Family…Not the Bass

Protecting Children from Caregiving

People worry more about being a burden on their kids when it comes to long-term care than they do about the exorbitant financial cost of extended health care.

Continue reading »

Sep
01

Mothers Don’t Let Your Daughters Grow Up To Be Caregivers

Mother and Daughter Face To Face

Without a plan, millions of daughters will be thrust into providing care for an aging parent, at great emotional, mental and physical cost, a much greater toll than financial.

Continue reading »

Aug
16

Should You Accept an 85% Rate Increase?

As horrendous as an 85% rate increase sounds, it becomes not so horrendous when you analyze it. Here’s a case study along with my advice.

Continue reading »

Older posts «